at a glance
  • Viva offers Medicare Advantage plans throughout Alabama.
  • Oral examination Medicare Advantage plans are HMOs that include Part D coverage.
  • Special Needs Plans are also available for the great unwashe who are registered in both Medicare and Medicaid.
  • Viva Health was founded in 1995 and serves much than 100,000 members crosswise Alabama.

Viva is a health insurance policy supplier settled in Birmingham, Alabama. The company is part of the University of Alabama at Birmingham Health System and works with a large network of providers throughout the State.

Oral's insurance offerings admit Medicare Reward plans at a variety of price points. These plans reach you all the coverage of original Medicare only with additional coverage for things same dental care and prescriptions.

Read connected to con about the types of Medicare Advantage plans offered away Viva in Alabama and the services they cover.

Oral HMO plans

Viva offers a type of Medicare Advantage plan called a Health Maintenance Organization (Health maintenance organization). An HMO is a typecast of health insurance plan that works with a network of providers. You'll visit doctors, pharmacies, and other providers in your plan's network systematic to get coverage.

If you envision a supplier external of your program's electronic network, you might pay a high cost for services. In some cases, the service might non be crusty at all. Exigency services are ever covered, though, straight if you travel out of your network.

Viva SNPs

In addition to standard HMOs, Viva also offers a plan named an HMO Unscheduled Needs Plan (SNP). SNPs are designed for Medicare enrollees with medical examination or financial concerns that require more reportage than a standard be after can offer. For instance, there are SNPs for masses with prolonged conditions or World Health Organization live in breast feeding homes.

Oral exam's Health maintenance organization SNP, the Viva voc Medicare Extra Value plan, is for Medicare enrollees WHO are also listed in Medicaid. The plan provides insurance coverage at low or none toll for dual enrollees.

Viva offers Medicare Role D (prescription drug coverage) along with its Medicare Advantage plans. It doesn't offer separate Part with D plans.

So, patc you give the sack receive Part D coverage finished Viva, you can't pip out as a separate architectural plan of its own. Your coverage wish instead be part of your Medicare Advantage plan.

Viva Medicare Advantage plans are offered across the state of A. The company has a local concentrate, with offices and help centers throughout the nation.

While Oral exam's plans are offered statewide, certain plans are available in only select counties. When searching for your plan options, you'll enter your Zilch code, which wish give up you to see all the plans available in your surface area.

All Medicare Vantage plans, including plans from Viva, are compulsory to cover the same services as original Medicare. Original Medicare is made up of Medicare Part A (hospital insurance) and Take off B (medical insurance).

This includes a swan of healthcare services, such As:

  • hospital stays
  • ambulance transportation
  • doctor's visits
  • specialist visits
  • therapy and counseling services
  • preventive care
  • wellness screenings
  • emergency room visits
  • hospice handle

Many plans also offer extra insurance coverage. The specific extra coverage items purchasable to you depend on your plan.

Some extra features come with standard with altogether Viva Medicare Advantage plans, including:

  • comprehensive dental coverage
  • a quarterly unlisted do drugs allowance
  • low surgery no copays for generic drugs and diabetic supplies
  • reportage for medical emergencies when you're traveling out of the county
  • a monthly credit toward fitness memberships
  • medication and chronic condition management finished the VCare program

All plans also come with access to Viva voc Health Wellness centers located end-to-end the country. Members lavatory travel to them for free to get help understanding their plan and managing their health.

Oral exam's Medicare Advantage plans are offered at few different reportage levels and price points. Mostly, your costs will look on the plan you choose. You can check out some of the costs with some the available plans in the set back below.

Medicare Advantage (Part C) plans are offered by private insurance companies. These plans are required by Medicare to cover the one services covered away original Medicare (parts A and B). Your Medicare Advantage plan will take the place of your original Medicare coverage.

Depending on the programme you select, you may be causative for costs like:

  • premiums
  • deductibles
  • copayments
  • coinsurance costs

Any premium associated with your Medicare Advantage plan bequeath be charged in addition to the Disunite B bounty.

The plans purchasable to you will depend along your location. Topical anesthetic plans like Viva are only available in select states or cities. Other plans from large policy companies might represent available in a wider area. Your price and exact coverage options volition depend on your location.

  • Viva offers Medicare Advantage plans throughout Alabama. Plans include various HMOs at disparate price points and insurance coverage amounts.
  • Viva besides offers an Health maintenance organization SNP for Medicare members who are also registered in Medicaid.
  • All of Viva's plans include additional coverage for dental care, prescriptions, and go up emergencies.